Delayed baggage insurance

From Ask in Wiki

Many travel insurance policies include coverages for minor risks such as extended airline delay, lost or delayed baggage, and such. Typical benefits include $100 to $500 a day to cover personal expenses when checked baggage is delayed, up to $2500 for baggage damaged or lost 30 days or more, and $500 to $1000 to cover accommodations and other expenses in the event of an extended delay or missed connection. Some companies also offer rental-car collision insurance as an optional extra.

Most such coverages are secondary: That means they pay only whatever travelers can’t first recover through other sources. In the case of baggage loss, the insurance pays only what travelers can’t first recover from the airline or from their homeowners’ insurance.

Pricing

Minor coverages are typically included in bundled policies, especially the more expensive “gold plated” policies. However, travelers can add them as options to some less expensive policies.