Wedding insurance

Wedding insurance that covers you on your big day for losses caused by failure of any of the traditional elements of a wedding to perform.

Here's a list of the basic categories that can be insured:

Loss of non-refundable deposits following cancellation or postponement for various reasons, including the failure to show up of the caterer and the person authorized to perform the wedding ceremony. Coverage includes some additional expenses necessary to avoid a wedding postponement (such as for booking a more expensive reception hall at the last minute if the original hall goes out of business.)
Personal liability for bodily injury or property damage sustained during the wedding or reception. (Some halls have their own liability coverage but others insist that the bridal couple provide evidence of at least $1 million in limits of liability insurance.) This optional liability coverage usually includes $1,000 in medical payments for a guest injured by a covered cause of loss.
A new photographic shoot if the photographer fails to appear or if original negatives were misdeveloped or lost before prints could be made (or if the camera was broken ruining the film). This optional insurance would pay up to whatever limits you chose to reassemble the wedding party for the photography.
Gifts lost or damaged. A homeowner's policy might cover this option, but newlyweds might not yet own a policy.
Wedding attire and rented property. These are also optional coverages.